Flat schedule - Min $25,000 - Max $100,000 or
1 x annual salary - max $600,000, or
2 x annual salary - max $600,000

Termination age 75 or earlier retirement

MANDATORY BENEFIT

Equal to Life Insurance Benefit.

OPTIONAL BENEFIT

Spouse: $5,000 - Each child: $2,500, or
Spouse: $10,000 - Each child: $5,000.

OPTIONAL BENEFIT

Up to $300,000 in units of $10,000 for employee and / or spouse.

OPTIONAL BENEFIT

Up to $300,000 in units of $10,000 for single or family coverage

OPTIONAL BENEFIT

17-week or 26-week plan paying two-thirds gross earnings – up to a weekly max. of $2,000 (based on # of lives/employees)

Age maximum: 70 years of age

OPTIONAL BENEFIT

Benefit: 5-year max or to age 65, benefit period paying 60% or two-thirds gross earnings to a monthly max of $8,000 (based on # of lives/employees)

Benefit ceases at age 65 or earlier retirement

OPTIONAL BENEFIT

Full Semi-Private - no deductible - no daily max.

OPTIONAL BENEFIT

$150/$200/$250/$300/$350 benefit options available (based on # of lives/employees)

MANDATORY BENEFIT

Mandatory generic – 80%, 90% or 100%.

Per-script deductibles and dispensing fee maximum options available.

Termination age 85 or earlier retirement

MANDATORY BENEFIT

Plan pays 100% of eligible expenses with no deductible. Paramedical, medical supplies, etc.

Termination age 85 or earlier retirement

MANDATORY BENEFIT

Pays 100% of emergency hospital

120 continuous days per trip / $5 million lifetime.

Termination age 85 or earlier retirement

OPTIONAL BENEFIT

Pays 80%, 90% or 100% of current G.P. fee guide. Recall option of 6 or 9 months to an annual max of $750 - $2,000 (based on # of lives/employees)

Major Restorative benefit available with a minimum of 4 lives/employees

Termination age 85 or earlier retirement

OPTIONAL BENEFIT

Counselling sessions